> For the complete documentation index, see [llms.txt](https://docs.kleos.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kleos.io/for-contractors-1/how-to-withdraw-funds.md). # How to Withdraw Funds After you receive a [payout from the Company](/for-contractors-1/how-to-receive-or-request-a-payout.md), your balance will be credited with the corresponding amount. You will also receive an email notification confirming that the funds have been added to your balance on the Kleos platform. The next step is to choose the amount and currency you want to withdraw to your bank account. ## Withdraw in 80+ currencies {% hint style="success" %} Kleos supports withdrawals in more than 80 currencies. Select your preferred currency when adding a withdrawal method. Available options depend on your country and the selected withdrawal method. {% endhint %} ## Withdrawing funds {% hint style="danger" %} Only withdrawals to bank accounts and cards registered in your name are possible. Withdrawals to third-party accounts will be declined, and the funds will be returned to your Kleos balance. {% endhint %} The following withdrawal options are currently available in different currencies: ### USD These are the available methods for withdrawing USD: * SWIFT * ACH * Visa/Mastercard * USDT (TRC 20\Tron) * Local bank transfer {% hint style="warning" %} The minimum withdrawal amount is 100 USD. {% endhint %} ### EURO These are the available methods for withdrawing EURO: * SWIFT * Visa/Mastercard * Local bank transfer {% hint style="warning" %} The minimum withdrawal amount is 100 EUR. {% endhint %} ### Other Currencies Kleos supports more than 80 currencies. For currencies other than USD and EUR, the following methods are available for receiving remuneration from the Company: * Visa/Mastercard * SWIFT transfer * Local bank transfer {% hint style="warning" %} The minimum withdrawal amount is 100 EUR. {% endhint %} ## **Withdrawal processing times** Standard withdrawal times vary depending on the payment method: * **Visa/Mastercard** — usually **instant**, though in some cases it may take up to **30 minutes**. Additional checks may extend processing time to **24 hours**. * **USDT** — usually **instant,** additional checks may extend processing time to **12 working hours**. * **SWIFT / ACH** — **1-3 business days**. Depending on your country and bank, the transfer may take up to 4**–5 business days** to be completed. * **Local bank transfer —** 2–3 hours or up to 5 hours in some cases. Transfers may take up to 24 hours if additional checks are required. The transfer time depends on your bank, your country of residence, and your bank’s internal policies for processing transactions. ## **Withdrawal procedure** {% hint style="warning" %} You can withdraw an amount up to the available balance in your account. At the time of withdrawal, the funds are converted from your balance currency into the withdrawal currency. {% endhint %} {% stepper %} {% step %} ### Proceeding to Withdrawal Click “Withdraw” at the top of the screen next to your balances or go directly to
{% endstep %} {% step %} ### Selecting a Withdrawal Method Select the required withdrawal method from the available options. If you already have a saved withdrawal method, select the corresponding template and proceed to the [Select a Balance for Withdrawal step](https://docs.kleos.io/for-contractors-1/how-to-withdraw-funds#select-a-balance-for-withdrawal).
{% endstep %} {% step %} ### Enter Your Withdrawal Details Enter the required details and click **“Save Changes”.** For more information on how to complete the details for each withdrawal method, see the [**Withdrawal Methods** section](https://docs.kleos.io/for-contractors-1/how-to-withdraw-funds#withdrawal-methods).
{% endstep %} {% step %} ### Select a Balance for Withdrawal If your account has balances in multiple currencies, you can select a specific balance to withdraw from or choose **“All balances”.** If you select **“All balances,”** the total available amount across all your balances will be calculated automatically. If your account has a balance in only one currency, this selection will not be displayed.
{% endstep %} {% step %} ### Select the Receiving Currency {% hint style="warning" %} Select only a currency for which you have an account with the chosen bank. {% endhint %} Kleos supports withdrawals in more than 80 currencies. Select the currency in which you would like to receive the funds.
{% endstep %} {% step %} ### Review the Exchange Rate Once you select the required currency, an information window will display the current exchange rate. The rate is locked for 15 minutes from the moment the withdrawal process begins and is updated automatically. If the withdrawal currency matches your balance currency, no currency conversion will be performed.
{% endstep %} {% step %} ### Complete the Withdrawal Change the payment purpose if necessary. Once all the required details have been entered, click **“Confirm”** to complete the withdrawal. A withdrawal confirmation window will appear. After you add a new withdrawal method in any currency, the first transfer to the new payment details may be reviewed by the Kleos Finance team. This review may take up to 24 hours. Once your payment has been sent, you will receive a notification at the email address you provided during registration. {% hint style="warning" %} Please note that this email confirms the payment has been **sent**, not that it has already been **received**. The exact transfer time depends on your bank’s country and your bank’s internal policies for reviewing and processing transfers. {% endhint %} {% hint style="warning" %} If you have not received the email, please check your **spam** folder. {% endhint %}
{% endstep %} {% endstepper %} ## Withdrawal Methods ### SWIFT {% hint style="warning" %} Enter your bank details exactly as provided in the official instructions for receiving international SWIFT transfers. Add correspondent bank details only if they are specified by your bank. Incorrect or unnecessary correspondent details may cause the payment to be delayed, converted, or returned. {% endhint %}
#### Account number The beneficiary’s bank account number to which the funds will be transferred. Enter the complete account number exactly as shown in your bank details. Depending on the country and bank, this may be: * a local bank account number; * an IBAN; * another account format specified by the bank. Do not enter a card number unless your bank explicitly confirms that it should be used as the account number for incoming SWIFT transfers. *** #### SWIFT The SWIFT/BIC code of the beneficiary’s bank. This code identifies the bank when processing an international transfer. A SWIFT/BIC code usually consists of 8 or 11 Latin letters and numbers. Use the SWIFT/BIC code provided in your official bank details. Do not select a code based solely on the bank’s name, as one bank may have different codes for different branches or currencies. *** #### Correspondent bank {% hint style="warning" %} Enable this option if your bank’s incoming international transfer instructions include a correspondent or intermediary bank. {% endhint %} A correspondent bank processes the payment between the sender’s bank and the beneficiary’s bank. Do not enable this option if your bank has not provided separate correspondent bank details. *** #### Bank name The full official name of the correspondent bank in English. Enter the name exactly as shown in your bank’s incoming transfer instructions, without translating or abbreviating it. *** #### Bank BIC The SWIFT/BIC code of the correspondent bank. The code usually consists of 8 or 11 Latin letters and numbers. Enter the code exactly as provided in your bank’s correspondent banking details. *** #### Bank account number The account number that the beneficiary’s bank holds with the correspondent bank. In your bank details, it may also be referred to as: * Correspondent account; * Correspondent bank account number; * Account with intermediary bank; * Nostro account; * Account number; * For further credit. Do not enter the beneficiary’s personal account number in this field. Use only the account number specified in the correspondent bank section of your bank details. ### Local bank transfer
For some currencies, domestic bank transfers within your country are available. #### Account Number The recipient’s bank account number to which the funds will be credited. Enter the full account number without abbreviations. Depending on the country, this may be: * a local bank account number; * an IBAN; * an account number in the format specified in your bank details. Do not enter a card number unless your bank has explicitly confirmed that it is also used as the account number. ### ACH {% hint style="warning" %} ACH withdrawals are available to eligible US bank accounts. Enter your bank account number and nine-digit ACH routing number exactly as shown in your bank details. Make sure the routing number is intended for ACH transfers rather than domestic wire transfers. {% endhint %}
#### Bank account number The beneficiary’s bank account number to which the funds will be transferred via ACH. Enter the complete account number exactly as shown in your bank details. Make sure the account is eligible to receive ACH transfers. Do not enter: * a debit or credit card number; * an IBAN; * a SWIFT/BIC code; * a routing number. You can usually find the account number in your banking app, bank statement, or ACH deposit instructions. *** #### Routing number The nine-digit routing number used to identify the beneficiary’s bank for ACH transfers in the United States. It may also be referred to as: * ACH routing number; * ABA routing number; * Routing Transit Number; * RTN. Enter the routing number specifically designated for **ACH transfers**. Some banks use different routing numbers for ACH transfers and domestic wire transfers. Do not enter: * a SWIFT/BIC code; * a bank account number; * a card number; * a wire routing number if it differs from the ACH routing number. ### Visa/Mastercard {% hint style="warning" %} Withdrawals are available only to personal Visa or Mastercard cards issued in your name. Check the card number and cardholder name carefully before proceeding. If the payment currency differs from your card’s currency, your bank may convert the payment using its own exchange rate and may charge additional fees. {% endhint %}
#### Card number The number of the Visa or Mastercard card to which the funds will be transferred. Enter the complete card number exactly as shown on the card or in your banking app. Card numbers usually contain 16 digits, although the length may vary. Only use a personal card issued in your name. Withdrawals to cards belonging to relatives, friends, colleagues, or other third parties are not permitted. Do not enter: * a bank account number; * an IBAN; * a SWIFT/BIC code; * the card’s expiration date; * a CVV/CVC security code. *** #### Cardholder name The first and last name of the cardholder. Enter the name in Latin characters exactly as shown on the card or in the bank’s card details. The cardholder name must match the name of the account owner. If the name is not printed on the card, use the name shown in your banking app or official bank details. *** #### You withdraw The amount that will be deducted from your available balance. Select the withdrawal currency and enter the amount you want to transfer. The amount cannot exceed the balance available for withdrawal. The **Withdraw max** option shows the maximum amount currently available for withdrawal using this method. *** #### You’ll receive The amount and currency that will be sent to your card. If the card supports the selected currency, the full amount will be sent in that currency. Otherwise, the card-issuing bank may convert the payment into the card account’s currency. The final credited amount may differ because the card issuer determines: * the exchange rate; * any conversion fees; * any incoming payment fees. ## **Crypto (USDT TRC20) withdrawal procedure** {% hint style="warning" %} Before a USDT TRC-20 withdrawal is created, the platform automatically checks the recipient wallet address using an external compliance service. {% endhint %} A withdrawal will not be created if the wallet address: * has no transaction history; * is identified as high-risk; * is associated with sanctioned individuals, entities, or services; * belongs to a prohibited or sanctioned exchange; * is linked to other risk factors that prevent the payout from being processed in accordance with legal requirements and compliance procedures. **Withdrawals are only available to**: * the recipient’s personal wallet with confirmed transaction history and no indicators of elevated risk; * a wallet of an exchange or service included in the approved list below with confirmed transaction history. ### **Approved exchanges and services** At the moment, USDT TRC-20 withdrawals are available to wallets of the following exchanges and services: Kraken, Bison, Coins.ph, Binance, OKX, Bybit, Bitget, MEXC, KuCoin, Gate.io, BingX, CoinEx, WhiteBIT, Bitfinex, BitMEX, Poloniex, Telegram @wallet, CryptoBot (Telegram), CWallet (ex-CCTip), WestWallet, Kast, Revolut, Cactus Custody, FunPay, Plisio, Lido. The list of approved exchanges and services may be updated. If the selected wallet does not pass the compliance check, please provide another address: either a personal wallet with transaction history or a wallet of one of the approved exchanges or services with confirmed transaction history. ### How to withdraw USDT TRC20 {% hint style="warning" %} You can withdraw funds only up to the available balance in the selected currency (USD for USDT, 1:1). Funds in other currencies are not converted automatically at the time of withdrawal. {% endhint %} To withdraw funds in **USDT**, select the relevant option at . Then enter your **USDT wallet address on the TRC20/Tron network** in the window that opens. After filling out the address, double-check it for accuracy and click the **Save method** button. This template will be available for the future withdrawals.
The next step is to enter the withdrawal amount. After that, click the **Confirm** button to submit your withdrawal request for processing. On the page, open the relevant withdrawal and check the **Track No.** field. There, you will find a link that allows you to track the payment status and movement of funds.